Essentially, the neighboring unit was recently renovated and rented, and there's now (and has been) water leaking onto the concrete slab, and through the bottom plate of the wall, and into our unit a little bit. 

I was thinking more neutral territory like Clearfield, State College, and Lock Haven; not enemy territory home to mostly Eagles and Flyers fans!  

While each person has some depreciation to claim the bottom line is not spectacular.

[Biggerpockets] is notorious for the no and no money down niche, but you really need to have a good financial runway prior to investing otherwise you will lose your bottom when it goes sideways.Read all the usual books.

Bottom line is if you invest carefully in your 20's through 40's, there should be no reason for a term policy as you get older.

I’m glad to hear you made it through and even picked up some killer deals at the bottom of the market.

All agents can be both although some would prefer to specialize and choose to focus on being either a seller agent or a buyer agent.Typically when a seller agent list a property on the MLS the seller will pay 6% at closing to the agent or agents involved...If you as a buyer is represented by an agent they will split the commission 50/50...bottom line is that it make sense for a buyer to have an agent who represent them and is obligated to take care of the buyer interests...the seller agent obligation are first of all to the seller...You as buyer don't pay more for this representation...you can find a lot of explanation on that by just googling 'Buyer Agent'...The buyer agent guidance is particularly helpful in your first couple of deals/offers.I found the agent I work with the most after I scheduled to see one of her listing (which I didn't made an offer on) we did had a good conversation though and she started to send me tailored listing alerts emails...which led so far to many offers and two deals with her...Most important thing is to find an agent you feel comfortable to work with and who understand your goals and parameters...In my case particularly since my market is out of state she was very helpful in navigating all the differences and details of the offers and deals.You can work with multiple buyer agents (on different offers/deals of course) until you find the one you feel most comfortable with...avoid signing exclusive agreements with any if they ask...or at least consult the forums before doing so... 

Larger new developments tend to be bottom cycle as land prices are cheaper and contractors teams will work for cost plus just a little profit to keep crews working.

Add a floor to ceiling post at the landing and bottom.

On Inspection, mold found in basement along the bottom two inches of the wall, thought to be secondary to a water heater leak in the past.