However, I match this with their credit score to see how much debt they pay each money as well.Pets:  We don't allow cats. 

Hi @Shaq Gordon,I think the best way to navigate a volatile market is not to try an predict the absolute "best" time to buy, but rather, look for opportunities that match your investment criteria and strike when you find it.Timing the market (whether stocks or real estate) is a fools game.  

Yes, ideally we would re-fi into something better if it makes sense. 

Unfortunately, break-ins are just a common occurrence in the neighborhoods I deal in.

I pay my crews damn well, and I expect matching quality and production, and I get it, we have a win-win relationship.

Your relationship is a legally binding professional, your letter should match that.

What kind of properties will people be looking for in the future? Will people move out of the cities? Will they be buying acreages? What about vacation properties? Will RV parks become more popular? I am thinking RV t...

Ideally I would like to purchase a duplex property and rent out one side whilst I live in the other.

Originally the numbers were PP- $155k, R- $45k, ARV $250k which would leave us with our ideal 20% equity in the deal but midway we decided to add the 4th bedroom and 2nd full bath in basement which increased our ARV to $280... we hoped.

Ideally would love to get that lower tho (credit scores 800+ for both my wife and I, doing 75% LTV).