@JC LeachZero cash reserves is a horrible idea.

I remember the Grand Ole Opry shows in the 50s, talk about pure corn and horrible humor, it took a long time to get a more professionally produced show like the Tonight Show or 60 Minutes.

That's horrible.

I am sure it depends on the part of the country, but I have many coworkers in big cities that have horrible internet.

My first interaction with her was good but when she changed her pricing she became horrible to interact with her, and the females she now has as assistants are rude and unprofessional.

If the tenants are horrible having the PM is worth 12% (as long as the tenant pool is horrible and not the PM’s choices.) .

Ever wonder how many times a telemarketer gets hung up on or called horrible names in the course of the day?

The fear is that by not getting my CPA I will be making a horrible mistake and not be able to recover or live a decent life. 

@Salvatore LentiniCongratulations on your financial success and thank you for giving back.So I worked really hard for the last 5 years, well all my life really, but in the last 5 years I had a company which is now closing, cash flow was horrible, reason for closing, but now cash is in and I have about $100-$120K to invest in 2020 and probably about another $80-$100K to invest Jan of 2021. 

I have stayed in some with 20 year old beds, horrible couches with slip covers, etc.