Some house electrical/cement businesses/pool-spa stores or just coffee/bake stores.

Later she said she took the file from the lawyer (I doubt it was even there, this president runs the association like its her own).Took almost a month to get the unit's account statement with the balance of $4400 on it with multiple errors, missing checks, etc. 

That quote you got is way high or it could be a super high risk area; but I doubt that.

Doubt the local police would do anything.....

That interest rate is awfully low and I doubt that it is really hurting you that much.

I highly doubt it but it is never a bad idea to have adequate reserves.

Therefore, I doubt he would back out the deal because he really does not want the house.

I give people the benefit of the doubt with security measures in mind to mitigate the risk, and if they screw me, then I will do everything I can to be made whole.

Once everything was to their satisfaction we closed the deal.When in doubt put it in writing. 

I doubt it.