@John Powell, In this case the LLC is a distinct tax payer because it files it's own tax return. 

I also agree about the mentor/coach distinction. 

Provide an ebike rental don't provide the e bikes, also a danger

I believe (but get advice) that an unlicensed person can do one of these a year but it is an area where I have very limited experience--a noob plus a tiny bit of knowledge is a dangerous thing.Good luck.Jon @Hannah Genton

I think we are likely just talking about adjacent but distinctly different lending worlds.

By tracking them, you will know well before the danger signs arrive that you need to change course.  

However a distinction will be in the details. 10k to go to wholesaler and 2k to your broker for your payout.Make sure your client is okay with that as it will be spelled out in the contract. 

This is as dangerous as it gets, and they could easily be wiped out if your hard money lender chooses to foreclose.Both you and they should understand the risks, especially since it sounds like this could be a life-changing amount of money to them.

There is a vast and distinct difference between the two. 

The core distinction between these two options, other than the interest rate, lies in the varying prepayment penalty scales: 4% more for the first year, 3% for the second, and so on.With the latter option, my cash flow is healthier in the present context.