You may have to balance spending money on things today that you may not really need until later - but, they may cost a LOT more to change later.

Low-cost index funds are a great way to achieve broad market exposure with minimal effort.

Most DSR lenders want minimum loans (not purchase price) of $75-100k.For apartment buildings, your $125k equates to around $400-450k purchase, as you'll also need closing costs and improvement funds.Depending on where you buy, this price equates to a Class C or D property.

Would just remind them that they will be fined if another tenant complains and they will be held responsible for any costs to treat smoke damage when they move out.

And due to the increase in the cost of purchasing food at the grocery store which has been pushed up in price, and also the must have purchase of gasoline to get to your wage slave W2 job which has also gone up so much since they stopped handing out money to people.

Those who give me an estimate, don't give me a break up of costs.

Don't be an absentee landlord... it costs a lot of money...

However, it might come with higher maintenance costs and more management responsibilities.Financing and Down Payment: With your savings and HELOC, you can make a substantial down payment of 35-40%.

I checked out neighborhoodscout.com but I am wondering what good competitors are out there, and if there are any free (or lower cost) alternatives.

Think of it as making new friends with benefits – of the real estate variety.Leverage Your Cash: Use your cash for down payments and renovation costs.