Once you put the home in service, you can write off Depreciation, repair cost, maintenance, advertising, supplies, tools, taxes, insurance, mortgage interest, travel exp, home office (take precaution) cell phone usage.  

However, since tenant also provided their credit report, I could analyze the situation and note they were not just ignoring cell phone bills, utilities, credit cards, etc., but that a hospital had them in collection.Since providing their own report costs nothing but time, all the serious applicants have provided them without complaint.

Honestly I would not sweat it and I would also not do anything to create bad blood between you and the agent.

For people like me I cant stand this, it boils my blood that government allows this.

AND, my escrow officer got the accountant on her cell phone while we conferenced.

I actually had to increase my data allowance on my cell phone plan because i burn all of my data but I look at it as more of an investment because of how great the podcasts are!

Sometimes google and a cell phone can't solve all our problems.

There is just not the case law yet to prove the cell segregation concept will actually hold in practice. 

Holmes Licensed Real Estate Agent Best Address® Real Estate, LLC Cell (608) 556-7186 E-mail [email protected] Cleveland Park Headquarters: 3232 Wisconsin Avenue, NW Washington, DC 20016 Office (202) 244-2033 Fax (202) 478-0776 Licensed in Washington, D.C.

Strategies like BRRRR are too risky for my blood.