Problem is sometimes I need to saw a board and I can't keep a straight line. 

I have seen this problem rampant in UT as well with low appraisals and I bet all across the country just due to the fact that supply is so low and demand is so high we are appreciating so quickly that appraisers cannot keep up.

I also have buyers lined up as well.

No numbers, no deal, end of story.I bet buy and hold in promising in Twin with a strong rental market and influx of jobs.

Other than that, lender fees and points are generally higher on hard money loans, so I wouldn't necessarily say they are out of line. 

The more you can save prior to beginning your investment journey, the better position you will be in down the line.

Your best bet is to hire professional called an "expediter" to handle this.Here in NYC, I can get one to come take a look for $150.

There is a cabinet in the hallway that allows for inspection of the plumbing, and after further inspection, the joist that the shower sits on is cut to allow the drain line for the shower to fit.

After purchase, The roof leaks, I contacted the village to get the information of the contractor and  they informed me the roof did not pass inspection and the roof ridge lines are collapsing and certain areas of the roof need new decking and the shingles were not installed with underlayment.  

If thousand of apartments come on line with 3 miles of each other all at the same time then it is going to be hard to maintain <4% vacancy rates.