It’s law in Ontario for any electrical work to have a permit applied for, even if performed by a home owner.

Could be debt ratio, down payment, credit score etc...Try Home Possible. 

I applied for a building permit with a zoning variance for raising the roof line and extending the rear wall.

While the 1% rule is a great General guideline, what really applies in an area such as St Louis, which is predominantly a Class C or worse area for cash flowing rentals it's something known as churn.

They are all slightly different on things like, can cash out be used as cash reserves, seasoning, LTV's and min. credit scores.

I only own 3 properties, if you own more (or have mortgages on more than 3), cant remember, they will not do equity lines of credit for investment properties.

I applied for a Cash Out Refinance with the bank that holds my mortgage.In an effort to actually enjoy my life and spend time with my 1 year old son as he grows up, I left my job at a Fortune 100 company to own a business where I make very similar money working about 6-8 hours/week instead of 60-80.The next step IS real estate investing.

Learn how to do a credit report and read them19.

The W-2 job allows you to form a cash and credit basis from which you can start purchasing properties.

Also his credit score comes back as N/A.