Most investors here talk about the 2% rule which is where they expect to get a rent equivalent to 2% of the cost of the building.

It will sit lower than the tile, so molding like this would work:They didn't have this type of molding for the vinyl plank that I used, so I just chose an equivalent laminate floor color and got the molding for that.If the tile and vinyl are close to the same height, you could just use a T-molding.

I have to 'personally guarantee' the loan, but as long as it is never in default it will never appear on my credit reports.  

Here are some recommendations for you:Find and connect with other BP members that are in your area: http://www.biggerpockets.com/meetSet up keyword alerts to be notified of the topics that interest you: http://www.biggerpockets.com/alertsRead Beginner’s Guide: http://www.biggerpockets.com/real-estate-investingCheck out BP Podcasts: http://www.biggerpockets.com/renewsblog/category/podcast/If you wish to tag someone in the conversation on the forum, type @ followed by their name and then select the name of that person which should appear below the comments box.

I have no idea what future guideline changes will bring, but now there is the technological ability to actually exclude those debts, should it ever be decided by the powers that be that this would be a good idea, because the trended data is right there on the credit report (actually started appearing, in my office, a few months ago).

These 2 apartments back in the past was stated as 1 house and in the mid of the house where the stairs appear to be today , it was the house's hall, as the years passed the old owners decided to break down the hall's wall and make it practical to be 2 split apartments but they didn't change the contracts to appear as it is now and also the architect didn't change the files of the house as well.

It has strong numbers with a cap rate just below 10% and photographically appears to be in good condition. 

You have to dig into the details... you appear to be guessing at possible rents... call and ask what they are.  

I used to work around that area a lot a few years ago, small world... so it appears the hudhomestore isn’t the cherry picking goldmine I thought it would be.. bummer

Here are some recommendations for you:Find and connect with other BP members that are in your area: https://www.biggerpockets.com/search/usersSet up keyword alerts to be notified of the topics that interest you: http://www.biggerpockets.com/alertsRead Beginner’s Guide: http://www.biggerpockets.com/real-estate-investingCheck out BP Podcasts: https://www.biggerpockets.com/podcastIf you wish to tag someone in the conversation on the forum, type @ followed by their name and then select the name of that person which should appear below the comments box.