I literally clicked reply on another forum hence the reason the individuals name is tagged and all.

And also, should the policy have all the individual members of LLC listed on the policy ?

We have a lot of competition in our market with other companies or individuals sending mail but I hear time and time again from sellers that the majority of people sending mail don't answer/return phone calls and are just unprofessional on the phone. 

I own them either individually or jointly with family/friends. 

I don't own individual equities but I'm keeping my IRA s and 401K's where they are. 

And a Food Truck Park with bar and stage, servicing 13 individual vendors.

The aging parent unilaterally had an estate attorney change the deed to include their trust and not their individual name (as originally filed). 

Statistics like this are fine when you look at a population as a whole but it doesn't take into effect the amount of effort put in by an individual.

We did submit our individual tax returns for the past 3 years in order for the lender to pre-approve the loan.

Discussing with individuals that rent in the area, the level of saturation of units in the area right now is driving prices down or keeping them flat.