I love owner financing and agree with Bryan that there should be a price/term trade-off.

I am a 40 yr old engineer in the Dallas, TX area (Murphy for those who are familiar).After studying and trading stock options for more than 6 yrs, I have decided to give up on that vehicle as a way to fund my retirement.

What makes sense for one investor may or may not make sense for the next one.Buying dilapidated buildings in the sticks to increase current yield is traded off against the opportunity for growth in primary markets in many cases.

Originally posted by Steve Babiak:Jason,Remember the challenge you raised earlier was to do so without being a "broker" ... that method accomplishes the result, although there will be some limitations that might not make it so desirable to do.Absolutely...I wasn't knocking your example whatsoever...I honestly had never considered that option before...

The computer model looks at it this way.Example credit card limit 1,00075% or higher use 750 dollars takes a big hit to your score.Computer figures you are using up too much.50% 500 dollars average is a neutral score33% or below 330 average or below positively affect credit.You can change things on your credit and use a "rapid rescore" to update the results faster.Inquiries are one part.Inquiries initiated by you with so many in a certain time can affect you.Inquiries that are not initiated by you do not affect the score heavily.You can:1.Pay down all card balances below 33%2.Ask for a credit limit increase to increase available credit without paying down3.Ask for an interest rate reduction on your cards to lower monthly average paymentsIf you have many credit cards keep the longest trade lines open for better scores.If you have a bunch of little credit cards that are only a few months old like Gas Card,Macy's then get rid of those as too many trade lines hurts your score.If those trade lines are all you have then keep them.You would really have to post your tri-merge credit report to analyze all facets of it for improvements.

Some things I'll have to do differently because of it, others I will finally be able to do because of it so I believe its a fair trade off.

I believe there is a trade-off between CF and appreciation and also that properties can have vastly different repair/vacancy numbers depending on area and neighborhood.

I id it to a historic house in grant park and had to go to court but told them it was my trade mark and they let me slide.

A Realtor relocation aspect might have some merit, but a Realtor in LA really won't be involved in a deal in Little Rock.So all the noise about getting leads might be great for some, but unless they are traded to people in the immediate area of the lead, I can't see much use for them.

(B) Oh great, I hear they are very good builders...don't they take properties in on trades?