Mostly quietly but getting more active.I was born and raised in Seattle and have spent the last 15 years working overseas for a humanitarian organization.

I found a unique way of testing the market for rentals and convincing partners at the same time.

However, for my calculations I look to see if the annual cash flow less 15 year mortgage payments break even as an initial test (as I am not looking for income right now).  

I passed my test a few days ago now I'm looking for a place to hang my license.

It would be a Form D, but I wouldn't recommend you try to do it yourself...if you are going to raise money from people you need the help of an experienced securities attorney.

The ball is rolling and I'm excited but yes, I expect some barriers to raise their ugly heads.

Account Closed makes some very good points/raises some good questions.Ultimately the big reason that private lenders and/or HMLs charge the points/rates they do is to compensate themselves for the risk they are taking.  

I test and test and test.

If I want to buy an investment property while still owning my home, it will raise my debt-to-income ratio much higher and I am worried that I may not be approved for a loan. 

How many of you power wash your own house raise your hands?