And then 1M umbrella policy for $600 a year.Then he says the umbrella is strictly for my company and he can get me one personally..Am I really going to have to get 3 policies?

I've been consuming alot of the BP podcast which has made me feel alot better about not having a ton of money to start. 

@Randy Person, is there an urgency to close this deal quickly?

Here's why:Future Cash Flow: Once your debt is paid off in three years, you’ll have a solid cash-flowing asset that can provide ongoing income.Asset Growth: Property values, especially near a university, tend to appreciate over time.Debt Reduction: You can leverage the rental income to pay off your debt, essentially using your investment to achieve financial freedom.However, personal comfort and risk tolerance play significant roles.

I do agree that you need to go in person to see what is going on.

If you need a good HVAC person Joey from Veteran Infrastructure is your guy. 4438011521.

Quote from @Nathan Farkash: Why not buy it in your personal name and hold it in your personal name?

Lots of reviews on Home Depot but curious about quality look and feel?

A lot of investors navigate this by using rental income to qualify rather than personal income.

Feel free to reach out to me directly if you have any questions/want to discuss further.