Hi, I posted before too, please no copy pasted excerpts from articles.

Luckily its only a mile away and a short drive with no street lights or traffic. 

I attended the 3-day workshop online, at no cost.

There are some "no doc" loans out there that investors or other folks use, but the tradeoff is that the rate ends up being higher than conventional loans. 

There's no such list of "motivated" sellers, instead there are data points that can potentially indicate that someone *could* be thinking of selling. 

If they spent ten years in prison for drug dealing, but have been out for ten years, have been sober, stayed employed, and paid their bills, there's really no risk associated with their criminal past. 

As you over perform for your investment partners, the well will get deeper and wider. 

I have the reserves in place for the 5% down payment, 15K for emergencies, and have no debts!

Quote from @Sriram Hariharan: Legally, the warranty expired and he has no obligation to repair.

Rates for DSCR on a purchase today with good FICO should be in the low 7s so just run Market Rent Divided by estimated PITI and if you're above 1.0 then you don't need to worry about the appraiser's opinion of that basement (my gut says appraisal gives no credit to projected rent out of the unfinished basement... but perhaps it doesn't matter?)