I would not suggest some company that has "contacts" in multiple markets they claim to know OR if they are just showing you listings off of the MLS.

Even if a LL takes the legally allowed max, meaning two months' deposit plus first month's rent, he could see the tenant not pay a penny thereafter, claim the second month of the deposit should be applied to June rent, and the three to six month eviction process would begin only on July 11th, couldn't get into court probably until at least September, because there will be a HUGE wave of evictions for non-payment of rent beginning the minute the courts open July 1st (if even by then). 

I'm currently renting an apartment and my roommate is off to medical school this summer.

It is interesting to me that a topic that so many claimed was obvious and straightforward has proven to have many different approaches and variables.

One of my rentals is in a college town that I rent to Medical students. 

We've never filed a claim on an umbrella policy.   

If you do not, they could deny claims stating Misrepresentation.Call your agent, it's an easy change.  

Of course they claimed it was not held so they didn't make it up to meThere are several quotes that apply. the best way to make a small fortune in day trading is a start with a large Fortune. a brokerage is someone who invest your money until there's nothing left.

Has anyone filed loss of use claims through your insurance for vacation rentals impacted by the Covid-19 situation?

I offered monthly pricing during the COVID-19 closings for monthly rentals to medical personnel.