@Mike Parker Ive typically put down my local handyman, as long as they are aware.

Make sure to network with your local investors at REIA meetings as well as forums.

If you are using a local credit union or balance sheet lender they have additional qualification standards but I see you are in Oxnard.

Attend local real estate meetups, seminars, or networking events in Northampton or in larger nearby markets.

Reach out to your local Section 8 office, they can tell you exactly what "minimums" are required for the program. 

Hey Jay,Are you local?

If the software is not simplifying your life or making you more accurate, you shouldn't use it.Software does have extremely helpful features like online payments, marketing syndication (click a button and your property is advertised on multiple sites), electronic document review/signing, maintenance tracking, and owner reports.

That’s good they’ve take it up locally to protect property owners.

I like small local community banks and credit unions more than big banks.

Are you planning to continue to invest locally in Richmond, or are you open to investing out-of-state?