You need to meet tax and legal rules and work with real estate pros, loan brokers, accountants, and lawyers.

Although we do investor loans nationally, we only do consumer loans in FL.

Yes, there are ITIN DSCR lenders out here for $100K and up DSCR loans.More info on DSCR loans:DSCR loans won't use your income to underwrite the loan.

You will get appreciation, loan amortization, and housing expense savings while you're there. 

Then what would the loan amount on the home be at that point?

I have equity in my property which is in Washington state, and I'm interested in finding an investor who would be interested in loaning me 20k to 30k in exchange for an agreed percentage rate when the house sells (within 10 years).

The easiest way would be to leverage a DSCR loan.

I want to house hack the next 4plex with a conventional primary loan using 5% down. 

I was told my by loan offer over a year ago that the rates in spring of 2024 would be back in the low 6's high 5's... look where we are. 

- A traditional investment loan down payment of 25% down is doable but still hard to cash flow.