I am currently using a spreadsheet, which is ok for regular payments but it gets problematic with late payments, NSF, extra principle, etc.Has anyone found software that is beneficial to DYI lenders?

I will spend some time on my own.. and do a pre app at the city or county that usually cost 1 to 2k.. then I might go to stage two with prelim drawings etc that cost 10 to 20k.. then I will decide if I want to move forward.Generally speaking you cannot develop bare land without up front cost that you could walk away from I have walked from 100k plus up front and not closed..

That aspect of it generally makes that type of financing slightly more expensive than a regular recourse loan, but usually not by much.

.- Borrower pays all closing costs, usually subtracted from loan proceeds upfront.- Make sure the interest plus points doesn't exceed usury in your state, I don't know what it is in Florida.

I hear all the time that Landlords usually have to fire a few property managers before they find a good one.

They are usually also found in a GC’s crews and operating as individuals for hire.

Usually that area gets commands 700-1000 depending on number of bedrooms/bathrooms and condition of unit and surroundings.what I do to squeeze out more money is to rent out the garage and storage areas.

I had a real estate broker license for about 30 years but I never did that full time.Always remember to do the math analysis on your prospects and try to look at them before you make an offer or at least have a clause in the sales contract that allows you the time (usually about 15 days) to make a detailed inspection of the subject property and possibly back out of the deal without a penalty that will excessively hurt you.There is so much to say to you but I am bound to forget something.  

Usually if you pay on time your looking at a few hundred a year at most. 

This is why we are willing to pay a few hundred bucks extra per listing, vs. using an MLS service.