Google him for his Creative Financing Course.Get solid, impeccable, and Georgia-tested Sub2 paperwork (again, I say Dyches is your man).Don't even think of not doing a formal closing with a real closing attorney and a HUD-1 and title insurance and everything.Here's a pro tip: Your biggest risk from Sub2 isn't the DoSC; it's the seller who conveniently "forgets" they sold you the house two years from now and accuses you of bamboozling them into giving away their house.Good luck!

This guy is a genius while I only know how to borrow cheap money.  

My question is how to creatively do that w/o any cash to get into that market?  

At that point, you will be able to do more of the creative thinking on how you can become more efficient, effective, and profitable.  

How would you creatively finance these 23 SF approved lots?

Please also remember Creative Real Estate Online.

I need creative ways to shelter about 150k.

You have to have some creative vision in this business.Now I'm not saying that the apartments are a deal either and I wouldn't recommend starting out with an apartment rehab project, but you need to focus on looking at properties with a different eye.

The bad market won't last forever.In the meantime, clean your place up spotless and get creative with your ad writing.

I also told him about the possible lien, which may force us to structure the deal creatively so he pays the $5000 and not the current owner, and still gets the deed.