Because of the debt payoff increase and the cost to furnish (~20K), my CoC is just 5% now (this is if I keep a management fee of 10%, though I'll be managing the property myself).

You should look to conduct a cost segregation study so that you can accelerate more of your depreciation against your income.

After I did some digging and realized how much it was costing us, I switched to Baselane and I am very glad I did.

Doing it myself took to long and holding costs/time probably cost me more. 2.

@Theresa Harris yes but that costs an extra 10k

takes me out of contention with a lot of properties.Are most owners absorbing part of the cleaner's cost to remain competitive during down-rate periods?

The cost of the loan is so expensive that there is no room for much of a profit.

I will receive about 110k after costs and paying off some debt with the loan.

My purchase price was over 20 years ago, I do not remember closing costs, have refinanced twice at least and I have been renting it for almost as long. 

That seems to be the opposite of what everyone is telling me here.I will have very little capital gain after deducting my points and closing costs on this home that I purchased less than one year ago.