Based on what you've described, this sounds like moisture on the surface of the wall, which would be caused by excess moisture in those areas from the Tenant not ventilating the bathroom while showering or cooking with a lot of steam in the kitchen area.A contractor can put a moisture meter in the sheet rock and quickly tell if there is any moisture inside.

I've spoken with close to 20 lenders at this point, and none of them charge close to $4k to open a secondary HELOC, so that just sounds nuts to me. At

Hoping the BP community will have some ideas.If it's a separate gate/fence and you're planning on selling next summer I honestly would leave it and sell as 'upside'  "meat on the bone"

@Greg Cook If you buy a property as a 2nd home/vacation home, then you are allowed to do rentals when you are not using it.

That is a horrible strategy and I do not recommend it to anyone, but it is the only game in town for me at the moment. 

So, to me, moving forward without any of those valuable resources with no prior experience in real estate to buy property remotely is a big no for me, at the moment.

While it isn't the cheapest it does save me at Tax time as they have been doing the reports and cut a better rate since the information is already in their system.Best of luck keep crushing it!

I can take out a 15-year loan at 5.5% with a payment of $2143 with taxes and insurance included which would put me at about break even but pay off sooner and have the least amount of interest. 2.Or I can do a 30-year loan at 6.6% and have a payment of $1783 with taxes and insurance and cash flow positively by $317 a month.

At that point I would pass my contact information and tell him if anything happens that could delay bored increase costs to please contact me. At

Part time is only option for me at this point.