I advertise where the type of tenants that I want will see the ads.I rent at market rate or a bit below and pitch the benefits of my units over others.I let the tenants know that all they have to do is call me (within working hours) and I will respond ASAP.I recognize the tenants as worthy human beings and give them proper privacy and respect.I let them know they are appreciated for paying the full rent on time and taking care of the property.This has worked well for me!

Unbeknownst to us the realty team we had chosen were investor focused, so when I casually mentioned my dream of investing in real estate they explained my "dreams" were well within reach and could quickly become reality.The quest for knowledge was on.I immediately started trying to teach myself about REI, reading articles at night and listening to podcasts nonstop by day.

Mortgage lending is state-specific, so you can't really understand your loan options fully until you've chosen a state.

If you haven’t chosen an area yet, I’d say find the city/area first based on growth and safety, then go looking for properties.

You have to be careful though because sellers (even banks, they have human asset managers) are emotional animals.

Don't get me started on Fannie Mae's AVM (the SSRs) which only has the very simple task of answering the question "hey is this human-completed appraisal credible?" 

There are investors we have chosen not to deal with, because I felt they were not entirely ethical.  

I am looking for terms as close to industry standard as humanly possible, due to the fact that I only want to present sellers and or potential buyers with a viable as well as profitable renovation funding proposition.Any and all information & assistance in this matter would be greatly appreciated as always.

Vera Herlihy have you chosen a market?

Habitat for Humanity has a surplus store on Beach Blvd near University Blvd.