House Payment $ 1,787.00 Charity (I'm not really looking to change this one) $ 550.00 Phone $ 60.00 Utilities (Electric, Water) $ 270.00 Auto - Insurance $ 124.00 Life Insurance $ 75.00 Internet $ 50.00 Subscriptions (Spotify/Netflix/YTTV/Google Storage) $ 35.00 Gym $ 10.00 Groceries $ 550.00 Shopping $ 300.00 Discretionary $ 350.00 Home Services (Maintenance, Home Security, Pest Control, etc.) $ 175.00 Gas $ 175.00 Home Supplies $ 150.00 Fast Food $ 112.00 Restaurants & Bars $ 100.00 Amusement/Entertainment $ 50.00 Car Maintainance/Carwash $ 50.00

Renovated the property with tenant proof materials and fixed all mechanicals prior to accepting a tenant.

Invested about $60,000 into updating the mechanicals and minor interior upgrades.

Use rules of thumbs as sorting mechanisms.

Well, here’s the hard truth; for CONSUMER insurance, such as retail auto policies, homeowner policies, etc.  

Major items like roofs, and mechanicals would be additional.

Major items like roofs, and mechanicals would be additional.

Most comments already suggested great ideas: - professional photos- Utilize FB groups - Social Media account for the propertyA few i might add: - professional decorator- Auto messaging guest (will save you tons of time) **Hospitable or Guesty is a great software for this** This will help you get more reviews thus superhost status thus more bookings- Dynamic pricing **Pricelabs** - Not sure what market you are in but what i do for my market is lower prices on weekdays and give discounts for longer stays (4-5 nights) - Find Local attractions and ask if they will advertise your airbnb on their site in exchange for putting flyers into you home during stays (go to them with projected # of bookings you will get in year and they might be blown away. 

Make sure the roof and mechanicals are all working as those items are costly.

So your down to HELOC or something of similar mechanics.