First question should be can you afford the cash outflow every month and is it worth it to you to keep paying it for the possible future payoff.

As for virus protection, if you want a great FREE product, I'd look at http://www.activevirusshield.com - It is AOL's Active Virus Shield.

As for displaced Katrina victim's.....I agree that some of the individuals are not adjusting well to their new enviroment but, many are becoming productive citizens and adding to Houston's strong economy.

It is just a matter of doing some budgeting and see if I can afford the HML payment in the event it doesn't sell fast.

I keep seeing infommercials for different products to buy, but I'm hoping I can find everything I need for free on the internet.

I have read other critique sites and such that say he is good about communicating and refunds on any of his things and such - but just wondering if anyone has dealt with him or any of his products...?

I think our rents dropped a bit with all the house buying and may rise as people need places to live and can't afford a house.

Sometimes they can't afford necessary repairs to sell for it full value.

I think that the need not only for affordable housing will rise but hopefully the need for luxury housing.

but, I'm sure I can find you someone who can provide a product that will work.http://www.myfirstcap.com/