I know you can get an FHA loan with 3.5% down on 2-4 unit MFHs but if you wanted to invest in an 8 unit property and occupy one of the units is there a way to get a loan for no or low money down if you were to occupy one of the units and the numbers for rent added up to show you could afford the place when it is fully rented? 

I know you can get an FHA loan with 3.5% down on 2-4 unit MFHs but if you wanted to invest in an 8 unit property and occupy one of the units is there a way to get a loan for no or low money down if you were to occupy one of the units and the numbers for rent added up to show you could afford the place when it is fully rented?

I'm assuming if you transition extremely smoothly into a repayment plan that you may not get monthly lates...Other option is to attempt a loan modification if you can't afford a repayment plan.

That means that you can afford the payments. 

“But if people lose their jobs and those jobs aren’t there when the shelter-in-place lifts, then the moratoriums could be pushing off the inevitable.”Locals who depend on the limited affordable housing options and below market-rate housing will be most negatively impacted, Warnock said.

Exceptions are made for healthcare facility construction directly related to the COVID-19 response; affordable housing; public works projects when designated as essential by the lead governmental agency; shelters and temporary housing; projects necessary to provide critical services to certain vulnerable individuals; construction necessary to secure an existing construction site; and limited essential residential or business repairs.- Individuals may move residences only if it is not possible to wait until the Order expires, such as if a move is already planned or if it is necessary for safety or habitability.Direct link to summary of changes:https://cchealth.org/coronavirus/pdf/2020-0331-Summary-Superseding-Order-Changes.pdf

We provide safe and affordable housing to citizens who can't afford to purchase homes themselves.Second only to to food, shelter is important as a basic need that no American should live without.This is why I am writing to you to ask for help in the implementation of emergency changes to the Federal Housing and Urban Renewal Section 8 program.As a landlord I propose the following:The qualification for Section 8 should be opened to all unemployed American receiving unemployment benefits.All Landlords who file a IRS Schedule E are eligible to receive benefits based on properties listed on their Schedule E for 2018 or for any 2019 tax return filed.Section 8 will waive the home inspection and Landlord requirements for the participants  in this emergency program and will not remove the traditional application process for those seeking to participate in the Section 8 program.   

But because of the crises I had a great applicant that I really wanted in, but they said they couldn’t afford the $900.

So, if the numbers make sense to you, you need a home to live in, you can afford it no matter what the market does, it offsets what you might currently be spending on rent, or any other such factors, this could be an ideal time for you, personally, to buy.  

Ie, if your deal is "da bomb", you can afford to hold for a month or two while things get settled before renovating.