I'm currently in Michigan and I've actually been studying a case involving the application of the law.

Having worked as unskilled labor for several years, I decided to get an education, and studied at night school, and got a place at University.

I studied finance, but honestly, I don't think I use anything I learned in college courses today in my RE biz.

If you've already done some study, ask more specific questions.

I've studied real estate investing for the last 6 yrs, but have yet to do that first deal.

If you ask scientists who have studied the data (and I have asked a few), the general consensus is that the planet is most likely warming, the likelihood of continued warming is completely unknown, the environmental and human impact *IF* the warming continues is likely large (that's an *IF*), and the cause of the warming is completely unknown and most likely completely unknowable in scientific terms.

Here is a link to a study on this topic that shows that homeownership is down and at the same time vacancy in rentals is up.

I bought my first real estate home-study course back in the early 90's when I was living in NYC and eking out a living as an actress, and was hooked.

If they are vacant to begin with, lenders can just take their time on those.Oh and a ton, a TON of listings EASILY overpriced to assessed value...probably a good 15-20% of homeowners now in the Springfield metro area are maxed out/underwater (last year a study supposedly said 1 in 10...gotta be higher then that!)

Yes, this is a very common case study in business schools, and is also generally discussed in undergraduate business classes...