If the tenant has a sharp attorney, (doubtful) there could be an issue if you were not compliant for a period where you are seeking damages, seems that would be up to the judge.Best to call the city finance department and ask them, I doubt they would misguide you for some fee.

I spent the next 8 months in short term care, and physical therapy.

Its the part of the policy that states if the renter were to be the cause of damage to your property, their renters insurance will pay up to typically 100k for the damages.

Just came across another property 4bdrm and 2th....1700+sq ft being sold for $45K, checked it out and pending inspector not finding any structural damages should only be $10-15K in repairs to have it rent ready/ready for sale and appraised for $130K+.

Just look at the Super Storm Sandy damage along the Jersey coast.

Make sure tenants are responsible in the lease for damage to the entire property, not just their room.Will zoning allow it?

The deferred maintenance to the property includes, but is not limited to, roof damage/leaks/roof replacement ($4.5k), deck repair ($1.5k, gutter replacement ($1k), landscaping & tree work ($1k), carpet replacement ($500), and kitchen/bathroom repairs/upgrades ($3.5k).

If you're in this for the long haul you will have expenses like roofs, sewer lines, nasty evictions and major tenant damage.

There could be a settlement before you sue them, might try that as to expenses and damages agreed to in the contract, there are damages recited for the seller in your contract aren't there?

That I was going to be sued for wrongful foreclosure I believe it was by accepting a deed that he had not offered, 4. that the entire loan amount would be damages, that there would be no further business dealings.