Learn about the Roth IRA conversion ladder.

When it comes to investing ones equity nest egg or retirement savings people often want to be able to look the sponsor in the eyes, have a conversation and get their read.

Here are some recommendations for you:Find and connect with other BP members that are in your area: https://www.biggerpockets.com/search/users Set up keyword alerts to be notified of the topics that interest you: http://www.biggerpockets.com/alerts Read Beginner’s Guide: http://www.biggerpockets.com/real-estate-investing Check out BP Podcasts: https://www.biggerpockets.com/podcastIf you wish to tag someone in the conversation on the forum, type @ followed by their name and then select the name of that person which should appear below the comments box.

I will contact you in your inbox to continue on this conversation and gather intel from you about the area. 

When I'm doing the initial conversation with a real estate investor who has 3 or 5 existing properties, I don't even bother asking how their credit is, since I know that as long as they are paying those mortgages on time they will have excellent credit.

That said, neighborhoods where properties are flipping fast and frequently are neighborhoods that are essentially gentrifying, which is a whooooole other conversation.

Thanks to everyone for the comments and for bringing up some items I had not considered like @Scott Mac with the amp draw for the new larger fridge.A few items to clarify:This is a SFR rental that was gutted and rehabbed soup to nuts so power for a larger fridge is fine.This is in TX and renter supplied washer dryers is common but not much else in the way of appliances.The supplied fridge is only +2 years old.I don't really have a place to put my fridge if the new fridge is moved in being an out of state REI.Tenant is unwilling to leave their fridge even if I give them mine in exchange.Tenant already has blown their deposit on repairs so there is no bargaining there.One idea I had was they could move their fridge in from their storage unit and move my fridge back to their storage unit on their own dime.When they move they either have to move mine back in or leave their bigger fridge.

Thinking best bet is to either wait on close of 2/1 and negotiate a few less for ground floor or wait on appraisal to come back for my refi.Aside from the purchase price, I am trying to make a check list of items we need to address financially so neither of us are getting an unfair deal.

I would recommend finding the remaining life for the big items (roof, hvac, etc) and breaking out the cost needed to replace/repair.

@Bob MaleckiNote investors need the license based on my conversion with the states division of financial institutions.