So I would imaging if the financials are presented the valuation would come from that... at least in the eyes of the bankers.

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Account Closed   I have always established a relationship with the mortgage banker before I go asking for a loan. 

@David ThompsonTalk to a local commercial banker and ask him about a portfolio blanket mortgage/loc.

In the same manner they chuckle at the profits, overseeing the trade minions doing the real work,and teams they’ve assembled, the big bankers look at them in the same fashion, chuckling at them, hoping they do all these Brrr strategies, over levering and crashing when the economy tanks!

She is an experienced realtor with many years of experience dealing mainly with investors, her husband and son are both local contractors and she is very involved with her client's projects throughout the rehab and even lease-up (she also started a property management business which is a great one stop shop), she also has a network of contractors and bankers with whom she keeps busy with her investor clients. 

Do they say that about Bankers, Grocery Store Owners, Doctors (well maybe doctors..bad example) plumbers, etc?

Adam Bradley ok, message me your email address and I'll get you in touch with a couple of bankers.

When you approach a banker and say you want a mortgage, but already own the property, they still don't want to do it because they think in terms of arms length transactions.  

Meet some real estate agents, a banker or mortgage broker, insurance agent, contractors and a handyman.