Work to free up cash flow - reduce cell phone plans/cable plans/car loans - etc.  

@Terry Kerr Wow very good use of technology to accomplish your goals:)  

=IRR(data range) where t-0 is the cash outlay (as -) and disbursements are equal time intervals (years work best).If you put your initial total capital investment in cell a1, and cells a2-a10 were annual returns (with a10 being that years return PLUS net proceeds from sale), then the formula would simply read =IRR(a1:a10) and that will give you IRR.Most people (investors included) confuse YoY CoC with IRR.

@Emily AllenI use SimpliSafe which is a self-installed (non-permanent), wireless (uses cellular technology) alarm system.

The techology in this area has resulted in higher quality with increased efficiency.Speaking of technology, while researching this topic the other day, I found a company called "Utility Management Solutions" that claims they can install a submetering solution regardless of the type of piping.

I really don't want my personal cell to be the number called directly just to avoid the problems that would more than likely cause.

Things are quite and peaceful at dawn, just me, my thoughts and nature ... cell phone is shut off, but my team knows not to interrupt the morning outing just the same.  

I understand, technology can condition human behavior, look at me, I'm a BP addict and there are no meeting I can go to!

I've already given out my cell # but it all happened so fast that I didn't have a chance to create a defensive route to getting calls.

Oil prices at $65 mean Iran cannot feed its people.Thanks to increased US production and new technologies, there is a spread that the Saudis can exploit.