My company has a departmental structure however all of our staff members' phone numbers and emails are on our website so people can get in touch with whoever is best suited to tackle a specific issue.

A lot of people think that rates are going to drop in the near future so they opt for lower prepayment penalties. 

My fervor and desire to jump into the game and become financially free was quickly deterred by people telling me I needed to get through school and start making money before I should get into REI.

My aim is to create VR hands on learning programs for people like me who struggle with book learning. 

She is new to the mid term game and i don't have any managers that specifically have people that work with insurance companies or possibly nurses and whatnot. 

I'm sure serial killers like to rent rooms in other people's houses.

Attend meetups and meet as many people in RE as you can.

So many people get hung up on the cash flow.

If not rent controlled and  you can give notice you might want to give notice if you have a lot of people moving in and out.  

That loan will have some bank hand-holding that people dislike (annual reporting requirements for the first few years, all rent checks must get deposited into an account at that specific bank so they can see it coming in and have an automatic "early warning signal" if they drop off, etc), but hey in their case I'd say it wasn't unwarranted, their only track record is that of mismanaging after all.