Hi, I'm new to real estate investing, My background is in the Technology Industry.

You will have difficulty to find a lender with 14% as a 2nd lien.

I also believe technology should be used as much as possible to create a transparent process for remote investors.  

Hey John, I have purchased one HomePath property in the past and finding financing was not difficult. I

If you don't care to know what you own, that's your choice.If you enjoy hassles and other difficulties, then by all means - step over $1,000 bills to pick up pennies.If penny-pinching is THAT important to you, you may want to reconsider REI - it may not be for you.

They use the same technology to create heat and air as do regular heat pumps. 

You may decide later to get your license but you may have difficulty finding a broker that will let you wholesale while being an agent.

I am technologically challenged but i posted my first blog today.

I also have a blog/website directed for young real estate investors to teach them about the field and also about money in general, as I believe there is a lack of knowledge in my generation due to a lack of content in schools and the lack of interest by students because of intimidation or difficulty.

In this "sellers market" I'm having difficulty finding property owners willing to do LO's.