HML want some skin in the game or serious equity in the deal.

As for financing the deal, I have found that everyone wants you to put 20-30% skin in the game.

No peeling paint, cracked windows, loose railings, etc.The danger in any $0 down loan is that sellers fear that the buyer has no skin in the game and could blow out of the deal if a better property came along tomorrow, losing only their $500 down payment.USDA and VA are weaker offers compared to FHA, which is a weaker offer as compared to a conventional loan with a larger down payment.

Even with a strong local bank relationship they are still going to require you to have some skin in the game. 

All of these get rich quick guys who went to a two day seminar think you can just show up and put a house under contract with no skin in the game are the guys giving all of the real wholesalers bad raps.  

They want you to have skin in the game, that's the whole point of the down payment.

Charles Soper you might think the “lion’s share” of the work looks like it comes from the buyer’s agent, but please understand that a top-notch listing agent has a lot of skin in the game, spending their marketing dollars on getting maximum exposure for your property, investing time each day networking and getting that property in front of as many buyers and buyer’s agents as possible.

- Yes you having skin in the game is what most HMLs want to see.Q.

That can get expensive FAST, when they have no skin in the game!

They have more skin in the game then you do.Make sure you get clear title.