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I am not sure what to do, since I cannot create new companies for insurance options, and do not expect those prices or interest rates to go down anytime soon.

The laptop was not insured by you and (depending on local laws) without negligence on your part (ex. pipes were properly maintained by you, but one randomly burst), your insurance company is not going to pay to fix it.

Unfortunately, it appears that your contact details might have changed, impeding our attempts to reconnect.Regarding the course foundation, while formal MLS access is traditionally acquired by a licensed Realtor, it’s essential to note that there are diverse pathways available to gain access, ensuring that your ability to close deals isn’t solely dependent on it.

Most Veterans fail to refinance their home because it has a low rate.

Check past home values and rental rates using sites like Zillow and Realtor.com or local house market reports.

Its likely worth shopping depending on who your first lender was. 

Some of this may be dependent on what type of group home you rent to.

I planned to move it into LLP after a year due to Freddie Mac restrictions.I’ve done my own research and seems the rates are worse then what I’d get as a 2nd home for LLP. 

I would say your best bet for your best rates and best payments would be a residential mortgage company.