They almost burned the building down!  

It did cover wind and hail and loss of rent, but from what I could tell, anything short of it burning to the ground and I would end up paying something out of pocket beyond the deductible.

You'll need a heavy-duty hammer drill, so that you don't burn out the motor of a standard drill with each hole you create.No need to break or crack the porch/slab.

Many other states have very similar definitions of RE activity that requires a license.4735.01(A) "Real estate broker" includes any person, partnership, association, limited liability company, limited liability partnership, or corporation, foreign or domestic, who for another, whether pursuant to a power of attorney or otherwise, and who for a fee, commission, or other valuable consideration, or with the intention, or in the expectation, or upon the promise of receiving or collecting a fee, commission, or other valuable consideration does any of the following:(1) Sells, exchanges, purchases, rents, or leases, or negotiates the sale, exchange, purchase, rental, or leasing of any real estate;(2) Offers, attempts, or agrees to negotiate the sale, exchange, purchase, rental, or leasing of any real estate;(3) Lists, or offers, attempts, or agrees to list, or auctions, or offers, attempts, or agrees to auction, any real estate;(4) Buys or offers to buy, sells or offers to sell, or otherwise deals in options on real estate;(5) Operates, manages, or rents, or offers or attempts to operate, manage, or rent, other than as custodian, caretaker, or janitor, any building or portions of buildings to the public as tenants;(6) Advertises or holds self out as engaged in the business of selling, exchanging, purchasing, renting, or leasing real estate;(7) Directs or assists in the procuring of prospects or the negotiation of any transaction, other than mortgage financing, which does or is calculated to result in the sale, exchange, leasing, or renting of any real estate;(8) Is engaged in the business of charging an advance fee or contracting for collection of a fee in connection with any contract whereby the broker undertakes primarily to promote the sale, exchange, purchase, rental, or leasing of real estate through its listing in a publication issued primarily for such purpose, or for referral of information concerning such real estate to brokers, or both, except that this division does not apply to a publisher of listings or compilations of sales of real estate by their owners;(9) Collects rental information for purposes of referring prospective tenants to rental units or locations of such units and charges the prospective tenants a fee.

Way to promote breed discrimination @Joe B. 

If you are asking whether you need homeowner's insurance (landlord or fire policy) the answer depends on whether you would be sad if the house burned down. 

Also sell promotional products ranging from pens, coozies, cups, mouse pads, and everything in between.

.#2 - USDA is based on income and geographic areas so it depends on where you're looking to buy its usually designed to promote more ownership in areas where the government wants increased activity.

Like @Ben Leybovich - refinancing this thing is rough so I'm getting burned out with the process and think I might just list it for sale. but I haven't decided for sure yet! 

The stove has a burn on the face plate when you moved out, which was not there before.