However, while a DBA/LLC may prevent your personal name from coming under scrutiny, it will not protect you from losing your license if a "few deals go wrong".

To prevent this in the future I try to sign up November & December renters to modified lease, such as a 13 or 14 month lease.#5 Finding specialists is key.  

A simple service call, or visit from a landlord to fix the problem could be all you need to prevent a serious problem with a costly repair bill.

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This will prevent him from selling this home until he resolves it with you.Keep us informed, I'd love to hear the end of this story, but it sounds like you will be ok if you let the Title Company know in writing exactly what you discovered, and copies if possible. 

Im thinking not this deal.No one in their right friggin mind is going to overpay for a condo.Like I said, read the HOA, which prevents creative selling solutions like owner financing and lease w option and lease purchase. 

He did shut the water down to prevent further damage.We rush there, open up the ceiling, drain all the water (collected good couple of gallons), make three holes (big enough to stick a head and look around) but find no source of leakage!

Maintaining a constant corridor between the death benefit and cash value prevents the product from becoming an Modified Endowment Contract which loses its tax advantage.  

Is it better to move the money to his existing retirement account and let the additional $300K grow at 6 - 7% (which is what they can achieve) where we could then borrow the other pre-taxed $600K at anytime to purchase real estate for flipping OR move the $300K to a self directed IRA account.Self Directed IRA would require setting up an LLC for it $1,495 plus a $45 per quarter management fee and we would not be drawing any interest off of it but would then be able to self direct investing the money in real estate and at closing the funds (profit) would be written to the LLC and deposited back in the fund account to prevent taxing.We could then take money out as needed (taxed) under his name (without penalty) and only pay ordinary income tax on his tax form.

If so, it will prevent you from having title seasoning issues when you decide to refinance and reduce your initial out of pocket costs while you're making repairs.