![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2963191/small_1709435126-avatar-ggs1.jpg?twic=v1/output=image&v=2)
9 March 2024 | 2 replies
Initially I have some different ideas on how you can structure the loan to be more beneficial and create more cashflow up front.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2885121/small_1701278252-avatar-joeyj42.jpg?twic=v1/output=image&v=2)
7 March 2024 | 8 replies
When you refi from a hard money loan to a conventional loan do you still have to pay 20% down or do you just pay the closing costs for the refi?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2961352/small_1709245036-avatar-mikek541.jpg?twic=v1/output=image&v=2)
9 March 2024 | 21 replies
It is easy to underestimate the timeline.It is easy to underestimate loan costs.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2495918/small_1695073854-avatar-edy12.jpg?twic=v1/output=image&v=2)
9 March 2024 | 7 replies
Hello everyone,I have a client with a credit score below 620 which makes it tough to get a loan.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2284780/small_1696189624-avatar-kierand11.jpg?twic=v1/output=image&v=2)
7 March 2024 | 2 replies
I was wondering if this was true/ if there is a lender that will accept Community second/DPA for the HomeStyle loan .
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2969102/small_1710038893-avatar-joshr416.jpg?twic=v1/output=image&v=2)
9 March 2024 | 0 replies
I have 20k saved and plan to use an FHA 203K loan and house hack to net zero/cash flow minimally on my first investment.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2964831/small_1709598097-avatar-arturog57.jpg?twic=v1/output=image&v=2)
10 March 2024 | 13 replies
@Art GiacosaIf you get a loan you have zero privacy as you need to sign the loan docs.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2152301/small_1694632584-avatar-joeugenio1.jpg?twic=v1/output=image&v=2)
9 March 2024 | 8 replies
>We want to buy small MTF in the future to househack in CA using low downpayment maybe FHA loan.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2936645/small_1706820213-avatar-chandlerl30.jpg?twic=v1/output=image&v=2)
7 March 2024 | 2 replies
I’m a local contractor new to investing, I created a partnership with my wife’s father and we are about to close on our first multi family with a conventional owner occupied loan in my father in laws name.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2823587/small_1695619578-avatar-davidh1781.jpg?twic=v1/output=image&v=2)
9 March 2024 | 4 replies
Some lenders may call the loan (meaning ask you to pay the entirety back).