There are numerous factors related to getting HM funding approval, but the number one is the DEAL it's self and the numbers associated with it. 

There is a big difference and how each of these should be bid.For non-performing loans , my pricing modeler takes numerous factors into account and takes both a risk-adjusted approach and a weighted exit scenario probability.

This is a decent explanation of the things one should do to get the most out of an appraisal. 

Any suggestions or explanations of how you do it would be appreciated. 

I've been trying to do research, but somethings contradict others.I have watched some people explain it a few different ways and the simple explanation was you buy a tax lien, if it's unpaid, the tax lien cert. holder can file for forclosure and then they get the property.

If anyone has links to posts or explanations on this part of the process it would be greatly appreciated.

I hope this helps & sorry for the long explanation. 

@Samuel Lindgren I am going to help direct what's best to do in this case but also go a big step beyond into explanation of why to do it that way, in the business of residential rental housing because this question comes up way too often and those preaching book smarts simply don't know. 

It is the "kicking the can down the road" dissent floated by numerous experts over the past months."

(each state has different rules about how to deal with unpaid taxes on land  but the simple explanation is that after several years of unpaid taxes, the state forecloses on the property and sells the right of redemption to an investor.