My approach is to have a loan in process unlocked until we have normalized rates again...but someone else may have a different perspective.. 

I see this as a wake up call to all investors to make sure they run their numbers and adhere to them. 

I was beyond fortunate to spend every waking second in February with him.

Meanwhile, we're hunkered down but have very little contact with other people in the course of our normal week other than activities that have been cancelled/postponed.

I wouldn't expect to go back to normal life until a vaccine is available (typically take around a year I hear).All in all, this is yet another example that this economic system was good while it lasted, but it's time that we evolve or the pitchforks are coming

Dogs and cats have claws which do more damage to floors than normal wear and tear from humans. 

That's for some tenants who do not pay on time, and a property I'm not collecting market rent for (normally rents at $2,600 but missed rental season so renting at $2,000).What should I do? 

Planning for some vacancy is normal.

Normally they would just leave them damaged but, the last two weeks they literally just disappeared.

What I will normally ask about is your resources and attitude.