I would reach out to local banksThere are some non bank lenders who may lend on it but would want to know condition, use of funds and other info.Happy to run it by some of our lenders

It would seem like investors would want the conference here...more "local".  

Based on suggestions in the forum we googled local community banks in south florida and both that we spoke to seemed very open to the idea of buying in a personal name and then quit claiming the property into an LLC.  

I would begin my investor path by attending the local investor meetings.

I concede that this will be difficult to execute in Charleston (affording a house with STR potential as a FTHB straight out of college), so you may have to take a stair-step approach.In the meantime, get involved with the local REI community.

If anyone in the local Sacramento/Placer county area, or even from outside the area are looking to partner and take the next step together towards financial freedom please reach out to me.

The value around $20k according to the local tax office.

If you want to stay local, then your return probably is good. 

Anyone with local knowledge of subdividing properties who might be willing to share some advice?  

Firstly, I would look into any local real estate investing groups in your area.