Thus not using energy to maintain hot water, while not in use..

The rundown is this: I have fairly bruised credit, I am not looking to get rich quick, however I would like to start invest and when the opportunity is available to pay off debt and raise my credit score.

one of key points to make money in real estate market is to find the real estates under the fair market price. but how to find them?

If you do this then it is critically important that you maintain business records and keep your personal life seperate from your business (e.g. don't use a personal bank account for the business, get an account in the name of the business).

Most people do not want to deal with the time it takes to maintain or the costs.

I think I understand the cash out refi (new mortgages on each with equity of approx $20k coming back to you in cash from each property).I've got a fair amount of equity in my house I'd like to use.

FYI - The list is in no particular order, and is in no way comprehensive. 1 - Cost: Managers generally charge a monthly fee to watch and maintain your property.

If you get on with a larger corporation you may not even need to maintain a lending license.

The only caveat is that you have to maintain about 3k in premiums (on an annual basis) on an ongoing basis.

IF you were looking for a home, but didn't meet criteria for an agency loan, wouldn't you be interested if someone offered a way to get all the benefits of ownership:1- move in for closing costs, plus 2 payments,2- the portion of their monthly payment of interest and taxes is deductible3- they receive, let's say, 50% of FUTURE appreciation4- protect title against BK, judgements, IRS liens etc during the termMuch more .. but the point is, now you're attracting people with an ownership mindset who agree to maintain the property in exchange for tax deductions, potential appreciation, and opportunity to improve the property for "forced appreciation".