The next step up in neighborhoods (Myers Park), just a mile or 2 away, was still a couple of hundred thousand higher for a similar sized new build. 

The backyard is literally a clean slate after you account for cleanup.  

Try that first before jumping into the actual reasonable numbers of several thousand dollars. 

@Mindy Jensen that literally had me laughing out loud.

There are hundreds (probably thousands) of threads and blogs dealing with seller financing.

First post, but I've listened to (literally) every episode of the podcast!

You could spend thousands and still have it denied .  

There are businesses right now I could buy that throw off hundreds of thousands of profit a year but I do not like their structure or how it would change the kind of life I live right now so I do not buy them. 

4% deal is completely meaningless ... it literally has no bearing whatsoever on the long term profitability of the property.

For vacant homes, closer settlement dates mean thousands less in holding expenses for property taxes, insurance and utilities). - Contract terms: --Financing: offers contingent on financing are worse than offers not contingent on financing.