Hello all, My name is David and I am one of those people who is always looking to better themselves and listen to almost all and any GET RICH QUICK Guru's and wish I could afford it, I am like a lot of people who work a FT Corporate Career and would love to work for myself and better my family lifestyles, but all of these guru's must think I have money in the bank or even a high credit score and can afford to purchase their program to get started.

Plus you have to have a 720 credit score I believe to qualify for the conventional loan once you get more than four houses.  

I am in between jobs. my debt to income ratio is very high, and my credit score is around 610. 

I think of it as a "score card" on how well the previous year has gone...almost a game.I now use P & L's that my secretary prints every month for each of my properties and businesses and look forward to looking at them. 

All the metal, the water meter itself, and worst of all the electrical.For those of you keeping score at home, yes that is the roof just above the broken window.

First thanks so much to everyone for your support and advice.Unfortunately most of my cards are nearly maxed, so that option is out and my credit score has suffered dearly for it. 

@Scott Winnie What amount do you need for the downpayment and what is your middle Fico score? 

What kind of credit score is required to buy a home, either as an investor or home owner?

See below, from the report.Credit Score N/ADelinquent Accounts 0 PASSCollection/Charge Off 0 PASSBankruptcy Records 0 PASSThis was the data, better than earlier prospective tenants that had a number of debt discharges, etc.I went through tenant screening at a brisk pace and told him this has a high likelihood for producing errors. 

My plan is to buy my first investment property in about 18 months and i'm trying to get my credit score as high as possible during this time.