This is where a little planning ahead of time can go a long way.

.- Insurance costs are the biggest issue for investors, rates could be higher for a lot longer.

I keep wondering about insurance, vacancy rates, if tenant selection is a bigger/ different factor, terms of the tenancy and differences in opex and capex?

Last item would be on the chance that the damages were SO severe, that you could look to file a claim with your hazard/ home insurance. 

I would speak to your insurance carrier to get more clarity.

Do you plan to keep the resident?

if its not been probated your going to have a delay if buyer wants title insurance

Regularly evaluate your properties' performance and consider diversifying your portfolio, having adequate insurance coverage, and conducting thorough due diligence before acquiring new properties.

Your pm should have hundreds if not thousands of properties under management.  2) Make sure your insurance is valid on a property that’s been vacant 6 months, many policies don’t cover properties empty that long. 3) You could have lowered the rent to $1,200/mo after the first month’s vacancy and been way ahead.

The processing time for a Davidson County, TN Owner-Occupied STR permit application can vary depending on several factors, including the completeness and accuracy of the application, the volume of applications received, and the workload of the permit office.According to the Metro Nashville Planning Department, the average processing time for Owner-Occupied STR permit applications is currently 4-6 weeks.