The reason why I'm leaning towards going with Chase bank for a home loan is because they allow for me to put 15% down instead of the opposed 20% for a conventional loan and the house I'm under contract with qualifies for a $5000 grant as a first time home buyer (meaning that Chase Bank will cover $5000 of all fees) Which is a HUGE BONUS.

Truthfully, I was enticed by that idea.

I heard on the Rental Income Podcast w/ Dan Lane, bonus episode from this Saturday "The Ugly Truth About Mortgage Forbearance", the long term effects this may have on an individual that takes this route.  

Those people earn $250,000 per year plus bonus, fully paid medical, and matching contributions up to maximum allowed for their company sponsored 401K.  

The key is - at a discount to entice them to stay the extra day.

Purchase price: $217,500 Cash invested: $40,000 Historical duplex with a bonus in-law suite.

Bonus:  What are some of your favorite countries you are eyeing for RE investing?

Tell him its like a bonus pension plan for him!

My contractors get bonuses when I sell a house, so they have incentives to finish quickly and with high quality.

You can pay a flat fee or hourly, and salary plus bonus.To get a great outcome for both parties, I suggest the following:If you need data entry, research or input, I would recommend you pay by the project with a flat fee, a time limit and review of the work before you pay.If you need someone to Cold or Warm call, or to Follow up on leads, pay them a small salary with huge bonuses.