------"In the event that there is a significant price increase in these construction materials in excess of 25% from the average of similar materials purchased by Builder in the proceeding 30-day period from the execution of this Contract, the excess charges will be passed through to Purchaser......Builder will attempt to keep the purchaser informed of any cost variances."

1) Any deal I've passed on over the last 10 years thinking it was "too expensive"2) Any deal I've sold over the last 10 years thinking "Damn, they'll pay THAT much?

Why did others pass?

Take the course and then do the cram tests at the end and you will pass the state test with flying colors.  

I super excited to announce that I passed the MLO endorsement exam yesterday.

If on the other hand, they don't even come close to passing your screening then cut and dry would probably be the best option.

Study the materials needed for passing your states real estate licensing exam3.

The day you stop, is the day the rest of us pass you by. 

I always try to be on the side of the angels, but a deal that can pass the Doom-and-Gloom test is usually much more solid than one that depends on unicorns and candy sprinkles aligning with the planets. 

Manny Moreno It's going to be very difficult to pass the self-sufficiency rule in SD so make sure your lender has that part down.