@Richard WilsonAlso, the bank is able to give a letter indicating how much cash you have for the property.

Try S&T Bank.

Do you have a relationship with a small local bank that will keep something like this on portfolio?

I'd ask to see the bank acct where the section 8 ☑ S show up.

I'm new but being mentored by a broker who did hundreds if not thousands of BPOs through the crash (broker price opinion, sort of like a non-official appraisal for bank foreclosure and other purposes) and really knows the value of adjustments and when to draw the "not comparable" line.

I currently work as a relationship banker at Bank of America, so I have some knowledge on financing and proper structuring of a business when I get to that point.

The added equity is the same money, with the same face value, as if it were still in your control in your bank. 

So i need to go and see what the banks say before hand.

With a commercial loan from a bank or credit union here you'd be required to maintain a Minimum DSCR (Debt Service Coverage Ratio).Let's say the bank tells you that you must maintain a 1.30x DSCR, not uncommon for a small multifamily loan like this.

I spoke with a local bank that gave me an in-house commercial loan.