They'd be peace-of-mind upgrades for me more so than rent-increasing. 

My focus is on student housing, and renovation homes in the 28213, 28206, and 28208 areas.My property highlights are:-Proximity to Uptown-Proximity to University-Proximity to Light Rail Enhancements

Peace King!

PEACE....Terrence....

Don't sacrifice your peace of mind for this business.

The lender sent me a email stating the following,Felix, I spoke with my underwriter and the FHA guidelines on deriving income.FHA looks at current employment, as well as past employment.Because of the job changes over the past 2 years, schooling (which made sense and enhanced your career)FHA looks for a more consistent employment history and would want to see more time at your current job.I feel if you can get close to 2 years with your current employer, you will be better suited to meet FHA guidelines.I am sorry for the delay in getting back to you and would still like to work with you in the future.I was upfront about my employment history and even wrote a letter explaining any and all gaps in my employment history at our very first visit.

Peace be unto you,Ivy

@Ming LimI wouldn't bother with the 10-yr term mortgages, the interest rate delta usually negates any false peace of mind.In fact, I would endorse using 5-year term, variable rate mortgages and hedging the interest rate yourself.

I'd rather go Freddie these days anyways as I'm getting higher ratio approvals on FHLMC and FHA, plus because of the enhancements coming to Home Possible Advantage in October.Thanks in advance,Chris

I have peace of mind that I'm not renting out to the wrong person.