If you have an inspection done, you should consider the conditions of all buildings.

Your agent can get a Property Condition Report off of HUDs website that has the condition of the water supply, HVAC, roof, electric, etc.

Washington DC, the state of Michigan, and the cities of Madison (WI), Binghamton (NY), Urbana (IL), Santa Cruz (CA), and San Francisco (CA) all prohibit weight discrimination.

Fannie and Freddie buy groups of mortgages from banks and originators all over the country.Aug 9, 2015Banks or other lending institutions ORIGINATE loans, which in the large part are "formula" loans with standard terms and conditions. 

http://homes4income.com/articles/tampa-real-estate...Good overview of current conditions in Tampa...

So as of now I'm looking at two investment properties. 1 is a 2 possible 3 bedroom with 1 bath that is in good condition but needs the the upstairs remodeled and the sellering is motivated and willing to go down. 2 a multi family 2 unit house in same area that already has a tenant living in it.

Caveat Emptor:  Many state prohibit 3rd party intervention during the foreclosure process - -  having laws against "Buyers of Equity".STRONGLY suggest you consult your state regulations in this matter BEFORE  you attempt to contact the Bank or the current Owner.

Assuming you target a specific market (one, two, three zip codes or neighborhoods, for example), and define some buying criteria (property type, condition, square footage, etc), there will not be enough people for you to market to to generate a crazy call volume.

But anyways over this past summer I got in touch with my real estate agent and she told me that in perfect condition my house will be worth 200-210k and I owe 120k, well in my own opinion I believe that's a high estimate.

Mark We purchase HUD homes in Florida on behalf of investors in Florida.They are always looking for lending options...If you lend in Florida, please forward terms & conditions and we will forward to our network of buyers.Thanks,John RogersFlorida Trust Realty